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Over time, the premiums you’ll fork over will probably exceed the payout, even if your car is totaled. Plus, in an accident that isn’t your fault, you can figure that the other driver’s insurance will.

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The damage to my aged Malibu was about $1,800. It was my first auto accident in decades. That’s my excuse for knowing so little about collision insurance. My first reactions ranged from “My car is sti.

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It’s still the best overall approach for most travelers — but not for all. meaning it pays only what you can’t first recover from other insurance, and you may not want to risk a big hit on your re.

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WHILE YOU WERE SLEEPING: — “A number of pedestrians” were injured in a car crash near Britain’s Houses of Parliament. TSA.