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THE SECRET SCORE BEHIND YOUR RATES. You’ve heard of the FICO credit score? Meet the version insurers use to figure how much they can charge you for a policy—a score they have no legal obligation to show you.

Jun 22, 2017  · Jim Gorzelany, Contributor I write about how to maximize your automotive investment and more. Opinions expressed by Forbes Contributors are their own. Insurance companies pour billions of dollars into the economy each year to fund a seismic wave of television ads pitching consumers the notion that.

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Auto insurance premiums are not the same for everybody. In fact, there are many factors that can influence costs. Even the marital status and the applicant’s gender can have a big effect on premiums.

We know that understanding the cost of auto insurance is important to you. We consider a number of factors to determine your rates. We've provided six of the.