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If you delay claiming benefits past your FRA, you’ll receive a bonus on top of your full benefits for every month you wait until age 70, when your benefits reach their maximum. There are many factors.

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For each claim free period of insurance you will accumulate a discount off your motor vehicle insurance premium up to a maximum amount. This maximum amount will vary according to the State or Territory in which your vehicle is garaged/ kept. Any no claim bonus entitlement you hold with another insurance company is transferable.

A No Claims Bonus is a reward given to drivers who have not made a claim on their motor insurance during their policy period, which is usually for one year. This No Claims Bonus is then translated into a saving on the following year’s premium as a reward for not making a claim. For each year the policy-holder does not make a claim, they are.

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